Newsletter
- 13 December 2011
BMD certificate prices fiasco
Topsy-turvy logic at the General
Register Office
Why does it matter?
Ancestry pass halfway point of 1911 census
Findmypast adds 1861 Scotland census
Welcome to Society of Genealogists
members
Adopt a grave?
Saluting the soldiers of the Great War
Lateral thinking leads to missing birth
registration
Locating London's Past maps free data
Poll books now online at the SoG
Last chance to save on SoG membership
Is happiness in your DNA?
$10m prize seeks clue to longevity
The history of postcards
Jam competition results
FFHS competition ends soon
Peter's Tips
The LostCousins newsletter is usually
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BMD certificate prices fiasco
Last week I received a response from the
General Register Office to my latest enquiries under the Freedom of Information
Act - and what a curious state of affairs they reveal!
In April 2010 the standard cost of
ordering a copy birth, marriage, or death certificate from the General Register
Office rose from £7 to £9.25, an increase of 32%. It was announced one day
after Who Do You Think You Are? Live (the world's
biggest family history event) ended, thereby forestalling any concerted efforts
to fight the increase. But that's the only clever thing they did...
Between the announcement of the increase
and its implementation I attempted to use the Freedom of Information Act to
find out how they had calculated the new price, but it took them 8 weeks (twice
the statutory limit) to provide the answer. When I did, I was amazed at their
naivety!
You may recall that in my newsletter
dated 3rd May 2010 I wrote:
If the
figures supplied to me are the only ones upon which the pricing decision was
taken, then I am shocked - they don't appear to have considered the possibility
that a lower price for certificates might produce a greater income. Buying the
special paper and printing the certificates costs just 16p per certificate;
posting a certificate costs just 23p on average. The rest is accounted for by
staff costs, IT, property costs, depreciation, bank charges, and 'support
services'.
Can you
imagine a commercial organisation remaining in business for very long if all
they did to set their prices was add up their costs then divide the total by
the number of units they expected to sell? You don't need to have worked as an
accountant (as I have) to know that many costs are fixed, and that as more
units are sold the average cost of each comes down. And you certainly don't
need to have studied economics (as I have) to know that when you cut the price the
demand generally goes up - which means that reducing the price of certificates
to £5 might well have produced a greater surplus for the taxpayer than raising
it to £9.25
Surprise, surprise - when the accounts
for the 2010/11 year were published, the GRO's income
from certificate sales hadn't increased to reflect the 32% increase in prices -
it had actually fallen by 6.1%, even though tens of thousands of certificates
ordered just before the end of the 2009/10 year (to beat the price increase)
were not despatched until the new financial year. The latest information I have
received from the GRO confirms that the revenue from those last minute sales is
recorded in the 2010/11 accounts - without it the figures would have looked
even worse.
When they set the new prices the GRO
assumed that income from certificate sales in 2010/11 would total £18.846
million, but the actual sales were just £15.894 million (nearly 16% lower than
forecast). Perhaps they should have taken my advice and reduced their prices
instead of putting them up?
Topsy-turvy logic at the General
Register Office
When the price increase came in the GRO
simultaneously discontinued their checking service, for which they charged a
small fee. This was their explanation at the time (as reported in my newsletter
dated 20th March 2010):
We have been advised that there is no clear
remit in statute for charging for a service to check additional index
references, or to retain partial fees. In order to ensure full legal
compliance, and in view of the fact that we cannot afford to offer this service
free of charge, we are regretfully withdrawing our reference checking service
from 6 April. This will include the withdrawal of the "checking
points".
In my latest Freedom of Information
request I asked the GRO to "explain why a government body requires
statutory authority to charge for extra-statutory services". It seems
ridiculous that the GRO cannot provide a service that members of the public are
happy to pay for, simply because there is no law saying that they can. My
understanding of English law is that it sets out what you can't do - everything
else is therefore legal.
However this commonsense view doesn't
extend to the GRO, who wrote on 5th December 2011 that "our understanding
is that the statutory powers of the Registrar General to charge fees are
exhaustive; that is, if there is currently no provision specified in statute
then there is no power to charge a fee."
At least they've made their position
clear..... or have they? When the fees were revised
last year they abolished the differential between applications which included
the index references and those that didn't. After all, if you don't include the
index references, how does the GRO know which certificate to supply? As ever,
there's only way to find out for sure - so I asked: "If the applicant
specifies the name(s) of the parent(s) are these checked against the registers
and, if so, doesn't this mean that checking services are still being provided,
but not charged for?"
Apparently that's exactly what it means,
because they responded "Parents details if provided,
may be used with other information to confirm a correct entry has been identified."
I then asked "If there is
insufficient information provided to differentiate between several different
events which match the criteria provided, what happens?".
They replied "If there is insufficient information provided to identify an
entry, a full refund is provided."
Your head may be spinning as you read
this - it took me quite a while to get my head around it. First they withdraw
the checking services because they can't charge for them, and can't afford to
provide them free of charge - then they admit that they are doing just that! No
wonder they lost money on certificates last year.
One of my favourite comedy films is The
Inspector General starring Danny
Kaye, in which (to quote the Internet Movie Database) "an illiterate
stooge in a travelling medicine show wanders into a strange town and is picked
up on a vagrancy charge. The town's corrupt officials
mistake him for the inspector general whom they think is travelling in
disguise."
I can't help thinking that something
similar has happened with the Registrar General.....
Why does it matter?
Having read the previous articles you
might be wondering, "Why does it matter if the GRO is inefficient so long
as I get the certificates I need?"
The problem is,
we're paying for the GRO's inefficiency - because
their aim is to break even on the sale of certificates. Inefficiency means
higher prices, which results in fewer certificates being ordered - so everyone loses out.
Isn't it ironic that in 2009/10 (when
certificates were only £7 each) the GRO made a profit of over £2 million, but
in 2010/11 (when they'd gone up to £9.25) they lost £0.5 million? Put me in
charge of the GRO in place of Danny Kaye, Norman Wisdom, Fred Karno, or whoever it is at the moment, and the first thing
I'd do is commission some proper market research, to find out how many more
certificates could be sold if the price was cut to (say) £5.
"Ah", you might say,
"won't the registers soon be online, as the Scottish registers have been
for many years?". That would indeed be wonderful
- but it isn't what they are currently
planning. All we'll have online access to is an index - so if and when their
digitisation and indexing project is finally completed we won't be that much
better off than we are at the moment!
There is some light at the end of the
tunnel - in the 2011/12 Business Plan for the Identity & Passport Service,
of which the GRO is part, it states on page 12:
"However,
we are reaching the limits of the changes that can be made within the confines
of our existing legislative framework. In order to continue to modernise, IPS
is considering what the content of any new primary legislation should be as
part of a possible Civil Registration Bill."
But is new legislation really necessary?
In my opinion the GRO has become too cautious. For example, I'm often asked why
the online birth. marriage, and death indexes at
Ancestry and findmypast end in 2005 (or 2006), so this was one of my questions
in my Freedom of Information request. Here's what they said:
"The GRO
indexes were first made available to purchase in 1985. More recent advice led
us to conclude in 2006 that there was no clear basis for the Registrar General
to make the indexes available in this way, and it was decided to cease such
provision."
You might think the decision is in some
way connected with the Data Protection Act - but as the same information is
available on microfiche at half a dozen libraries and archives around the
country this surely can't be the case.
The 1836
and 1837
Acts that created the General Register Office and the Civil Registration
systems do not impose any restrictions on the viewing of indexes or registers.
It's true that the only obligation imposed on the Registrar General is to make
the indexes available for searches, but times have changed in the past 175
years - in 1837 there were no scanners or photocopiers, and cameras were in
their infancy, so it's hardly surprising that they wouldn't want to risk the
original registers being damaged or defaced. Nevertheless, even though the 1837
Act was designed to clarify the 1836 Act, there was still nothing to prohibit
the viewing of the registers by members of the public (and I'm fairly certain
that in the mid-19th century lawyers were allowed access).
When you think about it, doesn't it seem
strange that many of the marriage registers held by churches can now be viewed
online, yet the GRO claims that it cannot legally allow access to the copies it
holds of the same registers? Perhaps it's less about the law than the status of
the GRO?
Ancestry pass halfway point of 1911 census
Just over 20 million of the 36 million
individuals recorded in the 1911 England & Wales census have now been
indexed by Ancestry. If you follow this link
then click on the County or Island box you'll see a list of the counties that are
currently fully or partially indexed.
Tip:
the entire 1911 England & Wales census is already available at findmypast -
click here to carry out a free search. I
understand that from January the information in the final column of the census form
will no longer be redacted, so we'll soon be able to find out whether our
ancestors were deaf, dumb, blind or feeble-minded.
Findmypast add 1861 Scotland census
In October findmypast added indexed transcriptions of
the 1841 and 1851 Scotland census; now they have added 1861.
Although indexes of all the Scotland
censuses from 1841-1901 have been available at Ancestry
for some time, the original census pages are only available online at
Scotlandspeople (which as a pay-per-view site can prove expensive). Having a second
transcription to check against improves the chances of finding elusive Scottish
relatives
Welcome to Society of Genealogists
members
Almost 500 members of the Society of
Genealogists, the most highly-respected family history society in the world,
have joined LostCousins in the past 3 weeks, and this influx should lead to
thousands of extra matches with 'lost cousins' in the coming weeks as these new
members complete their My Ancestors pages.
Tip:
if you've joined LostCousins recently I'd recommend that you start by entering
your relatives who were recorded in 1881, since this is the census that most
other members have used.
Adopt a grave?
I have related all too many sad tales
about graves and graveyards in my newsletter this year, so I'm glad to be able
to end on a more positive note. Tony wrote to tell me about a scheme in Buxton
whereby local people are invited to adopt
a grave in the churchyard - and mentioned that they sometimes research the
person whose grave they've adopted.
It immediately struck me that this would
be an ideal application of LostCousins' Historical Research
feature, which allows members to enter people who are unrelated, but whose
lives they are researching.
Saluting the soldiers of the Great War
Some readers may be aware that Montreuil-sur-Mer in
France was home to the General Headquarters (GHQ) of the largest army Britain
ever put into the field – the British Expeditionary Force (BEF) in the Great
War of 1914-1918. The GHQ directed operations and supported the BEF’s five
armies fighting on the Western Front. In just two years some 2,000 officers and
men, supported by civilian experts, nurses and women auxiliaries, created a
communications and logistics organisation on a hitherto unheard of scale. A
staff officer at the time painted a vivid picture of the importance of GHQ:
"The
little walled town of Montreuil was the focus of a spider’s
web of wires, at one end of which were the soldiers in their trenches,
at the other the workers of the world at their benches."
The figures are staggering: 800,000 tons
of food supplies had to be secured and transported to the Front; half a million
horses and mules had to be fed and cared for, whilst at the same time fuel had
to be found for the new fangled tanks, lorries and buses (over a thousand
London buses provided transport and some even became mobile carrier pigeon
lofts). Also field hospitals and rest-and-recovery camps linked by purpose
built railways covered the area between Montreuil and the coast; medicines and
dressings could hardly be delivered fast enough to locations hundreds of
kilometres apart
The BEF was a multinational,
multicultural force, drawing on troops from across the Empire: from England,
Wales, Scotland, Ireland, Canada, Australia, India and New Zealand. And there was extra support from thousands of
non-combatant Chinese.
Given the scale and importance of the
undertaking, it’s surprising that the Montreuil operation is one of the least
known aspects of the Great War. But all that is about to change: a British
charity, the Expeditionary Trust, has been established to create a permanent
Heritage Centre in Montreuil’s historic Citadel,
which was the GHQ’s communications centre. Research is under way to develop the
Centre and the Trust’s Director, historian Terence Hughes, has been working
closely with the civic authorities of Montreuil, who have donated the massive
casements of the Citadel for use by the Trust, and other organisations such as
the Imperial War Museum. The aim is to have the Heritage Centre up and running
in time for the Great War centenary in 2014.
The Trust is dependent on voluntary
contributions. How fast they go will depend upon how much funding can be raised
and the information and material that can be gathered to set this historic “back
room” effort in context. Maybe you had an ancestor who worked at Montreuil and
you would like to share their story and any information you may have with the
Trust?
If you are interested in finding out
more, helping the Trust or perhaps giving a donation please go to
www.expeditionarytrust.org or email carolallen03@hotmail.co.uk
This
article was written by Carol Allen, a LostCousins member who is working with
the Expeditionary Trust.
Lateral thinking leads to missing birth
registration
In the latest issue of Your Family Tree there is a letter from
a reader who couldn't find a birth registration for her grandfather, Charles
Henry Gay, son of Henry Pearson Gay and Amelia his wife, whose maiden name was
also Gay. There were 13 children in all, and finding the other 12 births proved
no problem whatsoever - so was it really likely that the birth of one child out
of 13 would not have been registered?
Eventually the reader spotted a Charles
Henry Pearson whose birth was recorded in the right quarter, and in the right
registration district - and when she took a chance and ordered the certificate
her hunch proved to be correct. It proved not to be an indexing error - the
father's name had been recorded as Henry Pearson, rather than as Henry Pearson
Gay, possibly as a result of confusion about the maiden name.
Lateral thinking is often the key to
solving problems in family history, and that’s one reason why it's so useful to
talk problems over with your cousins, even if they're not from the same line.
For some suggestions that may help you find missing births and baptisms see these
Masterclass articles from earlier newsletters:
Finding birth
certificates (January 2011)
Tracking down
pre-1837 baptisms and marriages (February 2010)
Tip:
the longer you've been trying to break down a 'brick wall', the more likely it
is that you're looking in the wrong place, probably because you've made an
assumption or been misled by erroneous data. Information passed down within the
family is very rarely right in every detail, and quite often it is completely
wrong!
Locating London's Past maps free data
As I was finalising the newsletter this morning I
heard a BBC Radio 4 broadcast about Locating London's Past, a
project involving the Institute of Historical Research and the Universities of
London, Hertfordshire, and Sheffield.
Using John Rocque's
1746 map of the capital it allows you to plot historical data on the map and
zoom in on any points of interest. The data covers the period 1680-1820 and
includes data from the London
Lives project (which I've written about in the past) as well as Plague
records from 1665 and Hearth Tax records for 1666 (ironically the year of the
Great Fire). You can see a list of the records included in the London Lives
project here (they include
a selection of parish records, criminal records, workhouse records,and hospital records).
I haven't yet had time to explore the
site in great detail, but it seems well worth a visit if you had ancestors
living in London in the 18th century - just bear in mind that even though
there's a wealth of data, it's only a small part of what has survived. For
parish records from the London area the most comprehensive resource is the London Metropolitan Archives,
and you'll find the registers online at Ancestry.
Poll books now online at the SoG
The SoG has
recently made available to members images of poll books from 25 counties. Currently
they are unindexed, but the society is hoping that
members will volunteer to create indexes.
Poll books not only record the small
minority of the population who were entitled to vote, but also how they voted!
There are millions of online records
available to SoG members; some of those records are
also available at the findmypast site, but to access the complete collection
you need to be an SoG member.
Last chance to save on SoG membership
If you're serious about family history,
as I am, it make sense to belong to the world's
leading genealogical society. Even though it was formed 100 years ago, before
women could vote, the SoG has always welcomed women as
well as men - indeed, as Else Churchill records in the latest Journal, one of
the founder members was a lady.
When you join the SoG
before 31st December using the exclusive code LC11 you can save in four ways:
(1) The joining fee (normally £10) will
be waived.
(2) Your subscription and member privileges
will start immediately, but you won't have to renew until 1st January 2013.
(3) You'll get a 2012 subscription at
the 2011 rates, saving you a further £2.
(4) If you live in the UK you can save a
further £3 this year and every year by completing the Direct Debit form.
You'll find the Membership Application
form here (it's in
PDF format). The rates shown on the form are the 2011 rates, so if you live
overseas the total cost for a subscription that runs until 31st December 2012
will be just £27, and if you live in the UK it will be £42 (when you agree to
pay future subscriptions by Direct Debit). Please enter the offer code LC11 in the box labelled Membership Fees.
The Society of Genealogists is the UK’s
largest family history society with a remarkable library and education centre
in Clerkenwell (close to the London Metropolitan
Archives), online data and an extensive publishing programme. As a member you'll
get a discount on most of the publications and courses - more information can
be found on the SoG
website.
Tip:
there is an SoG mailing list at Rootsweb
which is only open to SoG members.
Is happiness in your DNA?
Recently published research has
determined that about one-third of the variation in people's happiness is inherited
- as with most studies that attempt to separate nature from nurture this one
used twins.
Reading about this research got me
wondering whether it might be possible to trace our happiness (or lack of it)
back to specific ancestral lines using photographs of our ancestors?
What do you think?
$10m prize seeks clue to longevity
A $10 million prize has been offered by
the X
Prize Foundation in California to the first team who can accurately
sequence the genomes of 100 centenarians AND do it at a cost of less than $1000
for each genome.
There are two aims - one is to find out
how people who live to 100 differ genetically from others; the other is "to
push the industry to develop, more accurate, faster and more cost effective
sequencing technologies".
Irrespective of the findings on
longevity, this contest will have a beneficial impact on genetic genealogy,
because sequencing entire genomes at a reasonable cost must be our ultimate
goal - there are 6 billion base pairs, 3 billion from each parent, so the
quantity of data available to us far exceeds that currently utilised in DNA
tests.
Note:
I'm currently reading DNA
and Social Networking, a new book written by LostCousins member Debbie
Kennett, and published by The History Press - what I have read so far is
excellent. I'm delighted to say that it's also available in a Kindle
edition, one of the few genealogy books that is.
The history of postcards
Picture postcards are such a part of our lives
nowadays that it's hard to imagine a time when they didn't exist. Even though
we don't write as many letters as we used to, postcards sent while on holiday
are a great way to share our joy with others.
I didn't realise until recently that
until 1894 it was illegal to send a picture by post - it certainly explains why
the earliest picture postcards I've seen date from the Edwardian era.
Even when picture postcards were
legalised, the reverse of the card was reserved for the address - it wasn't
until 1902 that the Post Office relented, and allowed messages to be written
there. Even so, not everyone wanted the postman to know about their personal
life, so some people used code or mirror-writing - or sent messages by varying
the orientation of the stamp, as you can see from this postcard entitled Language of Stamps (from my personal
collection).
Tip:
if, like me, you like old photographs you can still save 20% on photos, personalised
calendars, historic maps, and other gifts from the Francis Frith collection
when you click on the banner below and use the exclusive code LCFF2011
Jam competition results
At long last I am able to announce the
winner of my homemade jam competition for 2011. As usual I am going to announce
the results in reverse order.....
This year there was no winner in the
Tomato Jam category. The only submission this year was described as Mild Sweet
Chilli and Tomato jam, but try as we could, we were
unable to regard it as a jam - though it was excellent with cold meats. Jenny
will receive a one year subscription to LostCousins as a consolation prize.
The Runner-Up in the Open category, with
the highly unusual combination of Blackberry & Peach laced with Brandy, is Carol
in Canada - it was actually her friend Ellie who made the jam, but it is Carol
who will receive a one year subscription to LostCousins.
And now, the moment you've all been waiting
for - the Grand Winner is Sandra, who submitted the excellent Greengage and
Pear jam made by her husband Don. It was not a combination I would have thought
of, but the judges (my wife and I) agreed that it worked extremely well. Sandra
will receive not only a one year subscription to LostCousins, but also a jar of
my own Wild Plum jam.
Thank you to everyone who entered - I
hope that many more of you will enter next year. Start saving little jars now,
because not only would it be expensive to send a full-size jar through the
post, there's a limit to how much jam I can eat, even when it's as good as this
year's entries!
FFHS competition ends soon
You may recall that the Federation of
Family History Societies is holding a competition to "Write an account of
your most interesting person and bring them to life in no more than 1,000
words."
You'll find more details of the
competition and prizes here
- note that it ends on 31st December. If you do decide to enter, email me a
copy of your entry and in the New Year I'll award free LostCousins
subscriptions for the ones that I found most interesting.
Tip:
I won't be looking for tales about the rich and famous, but for seemingly
ordinary people who did extraordinary things (and I suspect the same strategy
might win over the FFHS judges too).
Peter's Tips
I've already mentioned a couple of
money-saving tips above: 20% off at Francis Frith, and an even bigger saving
for new members of the Society of Genealogists. But Christmas wouldn't be
Christmas unless I told you how to save money on food.
First make sure you have some room in
the freezer; then find out what time your local supermarkets are closing on
Christmas Eve. When the day arrives aim to get to your favourite supermarket
about 2 hours before it's due to close - you'll find that a lot of things are
marked down to half price. However, if you make discrete enquiries of the staff
you may well discover that they are getting ready to halve the prices again -
and there's nothing I like more than a turkey that's 75% off the original
price!
Of course, you may find that your
favourite supermarket has already sold out - in which case
try one of the others. And be imaginative - you may not be able to
freeze oranges or tomatoes, but you can turn them into juices or sorbets. And
in winter you don't have to put everything in the fridge - the garden shed will
probably be quite cold enough for fruit and vegetables.
The
short days of winter can be depressing, so why not splash out on a trial
subscription to The Oldie, a magazine
that always puts a smile on my face? Currently you can get 3 issues for just £3
(ie £1 each) when you click here.
Or, for a more practical solution to the
seasonal gloom, there's always the SAD
Light Box that I bought from Maplin last winter and am using once again this year.
It's currently discounted to just £39.99 (and you can save an extra £3 on any
purchase of £30 or more with the voucher code Discount3, or £5 on a purchase of £50 or more with the code Discount5).
There isn't a good time of the year to
be hit by a virus, especially one of the computer kind.
After trying several anti-virus programs which - whilst keeping out the viruses
- introduced other unwanted problems, three years ago I reluctantly took my
wife's advice to try Kaspersky Internet Security
(which she had been happily using all along). And, of course, since then I haven't
had anything to complain about!
Anti-Virus and Internet Security
programs are re-released every year - and the strange thing is, it's usually
cheaper to buy the new version than to purchase a one-year licence extension
for the existing one. For example, right now you can buy Kaspersky Internet Security 2012 for under £20 at Amazon,
even the version that covers three PCs!
I'm going to end with some family
history offers. First an offer that's very hard to refuse: Family
Tree Maker 2012 Platinum Edition is now down to just £29.99, also at Amazon
- and shipping within the UK is free. It isn't the best family tree program by
any means, but at this price you can afford to throw it away - because it comes
with a free 6 month Premium subscription to Ancestry.co.uk! This means you're
saving over 40% compared to an Annual subscription even if you use the CD ROM
as a coaster (and compared to a Monthly subscription the saving is over 60%!).
It's an ideal solution if, like me, your
preferred site is findmypast but you find it hard to manage without the parish
records at Ancestry (because all of my family lines passed through London the London
Metropolitan Archives registers are essential for my research). However, it's
also much cheaper than renewing an existing Ancestry subscription, not least
because Ancestry don't offer any loyalty discount (unlike
findmypast).
Warning:
prices at Amazon can and do vary - and this one can surely only go up!
Genopro, the family tree program I use,
is very different from all the others - I like it primarily because it gives me
complete control over how my family tree appears, and allows me to fit more relatives
into a smaller space than any other tree program. However, it also makes it
easy to split my tree, so that when I exchange information with a new cousin I
can send them the part that's relevant, rather than giving them my entire tree.
If you click here you can get a
free 14-day trial of Genopro and save at least 10% should you subsequently decide
to buy it (see my April
newsletter for a gentle introduction to the program).
The 2012 Who Do
You Think You Are? Live show takes place at London's Olympia between 24th-26th February.
LostCousins won't have a stand, but I'll
be there to find out what's new in the world of genealogy so that I can report
back to you in my March newsletter. It's also a great opportunity to meet
people face to face - for the rest of the year I do everything over email.
If you live within striking distance of
London why not go along - and take a friend with you, because when you book
using the offer code LST2425 you can get 2 standard tickets for £25 (they will
be £22 each at the door). Please note, however, that whether you order online
or over the phone there is a £2 booking fee which can't be avoided, so it's
best to buy all the tickets you want in a single transaction.
Click here to find out more or to
purchase tickets.
Finally, I thought you'd like to know
right away that between Christmas and New Year the LostCousins site will be
totally free - all members will have subscriber
privileges whether nor not they have paid a subscription. This means that now
would be a great time to bring your My
Ancestors page up to date - because there's nothing as rewarding as finding
a new cousin at Christmas time!
Tip:
whilst it's important to enter your direct ancestors and their households, did
you realise that the relatives most likely to link you to your 'lost cousins'
are the brothers, sisters, and cousins who had families of their own in 1881?
If you haven't found your 'lost cousins' yet it's likely that you haven't
entered these key relatives!
Also, from now until the end of December
you'll get an extra month free when you purchase a LostCousins subscription (or
renew an existing subscription). Simply enter the code BAKERSDOZEN in the
Special Offers box on the Subscribe
page. Remember you can now pay by American Express or PayPal as well as the
more conventional Visa and Mastercard - and unlike supermarkets
we still accept cheques (just so long as you have a UK bank account).
Stop Press
This where any last
minute amendments will be recorded or highlighted.
I hope you've found my newsletter interesting, and that you'll keep writing in with tips of
your own - many of the best articles are inspired by members.
Peter Calver
Founder, LostCousins